What are you doing to ensure your financial future? If you are not doing something to be prepared for the unexpected, you may find yourself out in the cold or at the very least at the mercy of the credit card companies. Many people that have credit card debt are victims of poor preparation or instant gratification. It used to be people had credit cards for emergencies and it worked then, but today is a new day and things have to be done differently to stay financially secure.
The shift in
Its My Life
Getting Ahead One Day at a Time
02/22/2011
02/02/2011
Is There Such A Thing As Good Debt?
People talk about “good debt” and “bad debt”, but really, how good is any of it if you cannot afford to make the payments. Traditionally, good debt is considered the mortgage on your home and student loan debt. Your home is supposed to appreciate in value and your student loan debt is supposed to increase your earning potential.
Right now, many homes have lost value and individuals are not able to refinance them at a reasonable interest rate since they owe more than they are worth. There are also many people with college degrees that are unemployed or are working for a wage far below their educational level. Bottom line is if you have debt and you cannot afford to make the payment it is bad no matter what kind of debt it is.
12/04/2010
Taking My Strength Training to the Next Level
I have been working out with a personal trainer for the past 3 months and I am considering taking over my own training, but I am not sure if I am ready yet. I was so week before I began working out with her that I had a hard time walking up the steps. I have come a long way since that time.
The gym I go to offers some great classes that combine aerobic, strength and stretching exercises and I thing these classes would be a good fit. But I also have a book that combines resistance band and the exercise ball for a complete sculpting workout. This also looks like it would also be a good fit.
I believe I will think about this for the next month. The holidays are upon us and I hate to make any major changes during this time because there is always so much else going on.
Hiking Shoes for Women | Asolo Hiking Shoes
10/31/2010
My Challenge to Lose Weight
My weight loss challenge is to lose 40 pounds in the next 6 months. And I will say that 6 months is a tentative timeline. If it takes longer, I am okay with that. As long as I am moving the right direction, it will all be good. I already know what will be the hardest thing for me to deal with and that is my emotions. I eat when I am bored and angry and it seems like I am angry a lot of the time.
I am very frustrated with my job and there are things about it that anger me that I have no control over. I try to keep the serenity prayer in mind so that I can work through the emotions, but I am not always successful. It will probably be a year before I will be able to make any career changes. I must keep in mind that the more healthy choices I make in all aspects of my life, the sooner I will reach my goal of being able to leave my job and achieve my weight loss goal.
08/14/2010
The Perfect Beginning to Any Day
The park is one of my favorite places and I happen to think that my city has some great parks. They are well maintained and great place to experience serenity at its best. If it was up to me and my schedule allowed, I spend 1 to 2 hours in the park everyday. My favorite park has a spot that I consider paradise.
This spot is under very large pine trees. The branches are about 10 feet off the ground at their lowest point. It is like being in an outdoor room. There are a few picnic tables under these trees. This gives me a place to sit and look out over the pond. The pond is surrounded by trees and the tree closest to my spot always has colored birds in it.
There is nothing more therapuetic to me than watching red and yellow birds fly back and forth in these trees. Even if only for moment, I have no other problems at that time. I usually walk a mile and half to this spot and I spend 10 to 15 minutes at my spot than I walk the mile and a half back to my car. To me, this time spent in the park is the perfect beginning to any day.
07/27/2010
Dansko Nursing Shoes
Nursing has got to be one of the most demanding professions known to man not to mention that it usually requires the individual to be on their feet for many hours each day. With both the high physical and mental demand of being a nurse, it is important that you be comfortable. Dansko nursing shoes can offer that comfort at a reasonable price. Durability, comfort and style are evident in all Dansko shoes and clogs.
Dansko nursing shoes are the footwear that can keep these people comfortable du
Ryka Aqua Shoes
With more people than ever before exercising in the water, water shoes have become a popular type of fitness footwear. Ryka aqua shoes are one of the best selling of these water shoes. They are designed to keep you surefooted when you are in the pool or on the dock. There is nothing worse than not being able to grip the bottom of the pool when you are exercising and Ryka can help solve that problem. And these shoes are not only great for the water, but they are great for walking on dry surfaces.
07/24/2010
Dansko Shoes Outlet Locations
Whether you are looking for Dansko shoes sold in Houston, Texas or Dansko shoes outlet locations in your part of the country, there are a number of options for finding Dansko shoes and clogs and purchasing them on a budget. This line of footwear was designed with comfort in mine are a favorite among individuals that must spend many hours on their feet each day. Dansko offers styles for the boardroom and for a night out on the town.
But just because these shoes are more than department store p
Dansko Shoes Stores
Dansko shoes stores can help you find a pair of your favorite style of Dansko shoes and clogs. But these stores are by no means the only place that these shoes can be purchased. Dansko does not have any dedicated shoes stores, per say, but they do market to over 2,500 specialty retail outlets. These stores can be found through a store locator that requires you to enter the state and the zip code or city that you wish to locate a store in. You may wish to begin your shopping online before venturi
Is Free Lap Band Surgery Available
There is a lot being said about free lap band surgery, but is it really available? There are many weight loss surgery facilities that will give this surgery away from time to time. And some that will actually give the surgery away regularly to individuals that are in severe need of the surgery to decrease or eliminate obesity related medical conditions.
But banking on getting the surgery for free may not be your best move, because there are no guarantees that you will be one of the individual
